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SBA 7(a) / 504 Loan Agreement review

SBA-guaranteed loan documents, reviewed against the SOP 50 10 program requirements including personal guaranties and use of proceeds.

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What it checks

SBA authorization incorporated

Critical · BNK-109

Use-of-proceeds restrictions

Critical · BNK-110

Personal guaranty of twenty-percent owners

Critical · BNK-111

Collateral and hazard insurance

Warning · BNK-112

Life-insurance assignment where required

Warning · BNK-113

Prepayment penalties and program limits

Warning · BNK-114

Waiver of non-waivable Article 9 debtor protections

Detects a security agreement or finance lease purporting to waive the debtor protections U.C.C. § 9-602 makes non-waivable — notice of disposition, commercial reasonableness, the right to redeem, the deficiency calculation, or the breach-of-the-peace limit on self-help repossession.

Critical · DARK-015

Every run also applies 120 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX, or paste the text. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,946 checks across 286 document types.
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