Equipment Finance Agreement review
Equipment finance agreement (a loan, not a lease), reviewed for the security interest, hell-or-high-water payment, and disclosure posture.
Review your document — free → See a sample report- 6 document-specific checks
- + 122 general checks
- Nothing uploaded
- Free forever (MIT)
What it checks
Loan versus true-lease characterization
Critical · BNK-139
Security interest grant and UCC-1 filing
Critical · BNK-140
Payment schedule, rate, and prepayment terms
Warning · BNK-141
Insurance and casualty risk
Warning · BNK-142
Default, acceleration, and disposition of collateral
Warning · BNK-143
Waiver of non-waivable Article 9 debtor protections
Detects a security agreement or finance lease purporting to waive the debtor protections U.C.C. § 9-602 makes non-waivable — notice of disposition, commercial reasonableness, the right to redeem, the deficiency calculation, or the breach-of-the-peace limit on self-help repossession.
Critical · DARK-015
Every run also applies 122 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.
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How it works
- Open vaulytica.com — no account, nothing to install.
- Drop your PDF or DOCX, or paste the text. The document type is detected and only the checks that belong to it run, inside your browser tab.
- Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,946 checks across 286 document types.