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Insurance Policy Summary / Declarations review

Insurance policy declarations / summary review under state insurance codes.

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What it checks

Named Insured + producer / broker

Declarations must identify Named Insured (and any additional insureds) and producer.

Critical · INS-001

Policy period — inception + expiration

Declarations must state the policy period (inception and expiration).

Critical · INS-002

Limits of liability — each occurrence + aggregate

Declarations must state limits (each occurrence + aggregate / per-claim).

Critical · INS-003

Premium + deductibles / SIR

Declarations must state the premium and any deductible / self-insured retention.

Critical · INS-004

Coverage parts / forms enumerated by form number + edition

Declarations must list coverage parts / forms attached, identified by ISO / AAIS form number + edition.

Warning · INS-005

Claims-made vs occurrence + retroactive date (claims-made)

Declarations should specify claims-made or occurrence trigger; claims-made policies must state retroactive date and ERP.

Warning · INS-006

Every run also applies 114 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX, or paste the text. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,946 checks across 286 document types.
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