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Insurance Endorsement Review review

Insurance endorsement review (ISO / AAIS forms + state filings).

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What it checks

Form number + edition identification

Endorsement must identify its form number and edition date.

Critical · INS-007

Coverage being modified identified

Endorsement must identify the coverage / policy provisions being modified.

Critical · INS-008

Effective date of endorsement

Endorsement must state its effective date (or that it is effective at policy inception).

Critical · INS-009

Coverage-restricting endorsements flagged for review

Coverage-restricting endorsements (exclusions, sublimits) should be flagged to underwriters and the broker.

Warning · INS-010

Additional Insured wording — privity / limitations (ISO CG 20 10 / CG 20 38)

Additional-insured endorsements should be on a current ISO form (CG 20 10 04 13 or later, CG 20 38, CG 20 37) — older 1985 / 2001 forms grant broader coverage.

Warning · INS-011

Waiver of subrogation (where required by contract)

If the underlying contract requires waiver of subrogation, the endorsement (CG 24 04 or equivalent) must be attached.

Warning · INS-012

Every run also applies 114 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

  1. Open vaulytica.com — no account, nothing to install.
  2. Drop your PDF or DOCX, or paste the text. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,946 checks across 286 document types.
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