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Deed of Trust / Mortgage review

Deed of trust or mortgage with power-of-sale + due-on-sale + state recording-act compliance.

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What it checks

Grantor / trustee / beneficiary identification (deed of trust)

Deed of trust must identify grantor (trustor), trustee, and beneficiary (mortgagor / mortgagee for mortgage states).

Critical · BNK-039

Legal description of real property

Mortgage / deed of trust must contain a Statute-of-Frauds-grade legal description.

Critical · BNK-040

Granting / habendum clause

Mortgage / deed of trust must contain a granting clause conveying the property to trustee / mortgagee.

Critical · BNK-041

Power of sale / judicial foreclosure election

Deed of trust must include a power of sale (non-judicial foreclosure) — mortgages typically rely on judicial foreclosure.

Critical · BNK-042

Due-on-sale + due-on-encumbrance

Mortgage / deed of trust should include due-on-sale and due-on-encumbrance acceleration triggers.

Warning · BNK-043

Recording acknowledgment + governing-law / homestead waiver

Instrument should include a notarial acknowledgment and address homestead / dower / spousal-consent where applicable.

Warning · BNK-044

Every run also applies 120 general checks that belong to any agreement: structure, parties and signatures, defined terms, cross-references, dates, amounts, and one-sided terms.

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How it works

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  2. Drop your PDF or DOCX, or paste the text. The document type is detected and only the checks that belong to it run, inside your browser tab.
  3. Get a Word report in which every finding quotes the clause and cites the rule and source behind it — one of 1,946 checks across 286 document types.
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